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Standing Firm in Building 
Resilient Communities 
through Social Security

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Standing firm. These two words accurately describe the CCT Mutual Benefit Association, Inc. (CMBA), having surmounted the aftermath of a global 
pandemic that could have hindered its ministry among thousands of vulnerable families. Rising above a myriad of challenges, CMBA is back on its feet again—imbuing hope and security to
low-income Filipino families with greater stability 
and strength. 


From Mourning to Dancing.

Imagine a world where remembering and honoring departed loved ones becomes a celebration of a life well-lived. A resounding testament to God’s faithfulness in the family’s life, and an overflow of thanksgiving and gratitude. A memorial filled with joy, shalom, and a bright hope for the things 
to come. 

For more than three decades of journeying with the 
poor, CCT has proven the truthfulness of God’s Word. As He promised, the poor, indeed, can find prosperity amid grief. They can find relief when they are hurting and sick. And above all, shalom is available to them even in their darkest moments of loss. 

 

From small, simple acts of compassion and bayanihan in the community, to formally being able to provide microinsurance benefits—CCT has come a long way in ensuring the poor’s access to basic social security, all because of the Holy Spirit’s leading. The noble mission to uphold equal access to risk protection and to stand firm with marginalized Filipinos against economic inequalities has been CMBA’s calling since its inception 
in 2017. 

 

Radiating joy and rootedness of faith, CMBA has 
worked hand-in-hand with other CCT ministries to 
minister to countless families of community partners, 
staff, and other members—providing emotional 
support and facilitating healing through Spirit-filled 
memorial services and prayer gatherings. 
In such times, CMBA has been a true extended
family, offering essential support and assistance to
its members. Its impact extends to various sectors
such as microentrepreneurs, tribal groups, 
Christian development workers, pastors, and 
communities at large.

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Breaking New Grounds

Far from CCT’s modest beginnings of giving flowers and PhP500 burial assistance during its early years, CMBA handed families benefits in 2023 like never before. Prioritizing its members’ need for expanded benefits, CMBA put 
together a bundled microinsurance product called BLIP-Sigurado (Basic Life Insurance Plan-Sigurado, which means assured) that grants members up to PhP130,000 death benefits by contributing the same amount of PhP30 per week. 

The 31% growth in membership indicates that more families are open to setting aside savings to prepare for future events that may affect their financial standing. And as the year closed, CMBA has ministered to more than 2,000 disadvantaged households, which translates to thousands of families rescued from the risk of falling into debt which
is common among families with limited resources.

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